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Person using a Microsoft Surface Pro with Surface Pen near a large office window.

Small business solutions: Flexible payments

Microsoft offers multiple payment options for small businesses, whether you’re buying today or managing costs over time. Pay upfront by credit card or spread the cost over time with financing.

Enjoy the benefits of Surface All Access for Business

Payments on your schedule

Spread your payments over 18, 24, 30, or 36 months.

Access to the latest tech

Upgrade to the newest devices three months prior to the end of your lease.1

Expert support when you need it

Our business product experts can help you find the right solutions and unlock member discounts.2
An architect draws on a Surface Pro 10 with a Surface slim pen.

Choose the products and payment plan for your business

Build customized bundles with the devices, accessories, software, and peace of mind your business needs. Then choose the payment schedule that’s right for you.
A man reads something on his Surface Pro 10.

Surface All Access for Business is powered by LiftForward

LiftForward provides a revolving line of credit to give you more purchasing power.3
A man watches a presentation over Teams on a Surface Laptop 6.

Get more with Surface All Access for Business

Surface All Access for Business gets you the Surface devices and accessories your business needs at a monthly price that fits your budget. Plus, you have the option to upgrade your hardware to the latest tech at the end of your term.

Frequently Asked Questions

  • Surface All Access for Business enables eligible businesses to lease Surface devices with one monthly payment. When your lease ends, you can return the device, buy it outright, or upgrade to the latest model.

    Review the full program FAQ and terms and conditions on the tab, or chat with our Microsoft sales team to see whether Surface All Access for Business is right for your business.

  • Microsoft offers several ways for eligible small businesses to pay for Surface for Business devices. You can pay upfront by credit card for a fast, self-serve checkout; or spread the cost over time with leasing through Surface All Access for Business.

    Available options, eligibility requirements, and terms may vary. Chat with our Microsoft sales team to find the right fit.

  • It depends on how your business prefers to buy. Pay upfront by credit card for the fastest self-serve checkout. Consider Surface All Access for Business if you would rather preserve cash flow and spread payments over time. 

    Chat with our Microsoft sales team to walk through the options.

  • Businesses can choose from several ways to acquire Surface for Business devices based on budget and technology needs: 

    1. Buy outright to own the devices immediately from the Microsoft Store
    2. Lease through Surface All Access for Business, which bundles your Surface device into one monthly payment. When your lease ends, you can return the device, buy it outright, or upgrade to the latest model.
[1] Requires account in good standing, return of device/accessory packaging, and execution of new lease documentation.
  • [2] Software support is limited to software pre-installed on the Surface device. 
  • [3] Terms and conditions apply; See full agreement. See full program FAQs and Terms and Conditions for additional information.
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